5 reasons why renters need their own insurance

Burglary. Theft. Fire. Storm. Water damage. Your landlord's insurance generally doesn't cover you and your property.

 

If you rent, you may need a renters insurance policy to protect what you own.

Typically, a landlord’s insurance policy covers only the building itself, not their tenants’ personal belongings or any injury or loss that occurs to someone else while they are in your home.

Renters insurance offers important financial protection

A renters insurance policy can cover phones, computer and electronic equipment, furnishings, clothes or other possessions that are destroyed or damaged due to:

• Burglary or theft

• Vandalism

• Fire and smoke

• Windstorm or hail

• Water damage

 

Renters insurance is a great value — and you can apply online.

The average cost of a renters insurance policy is $18 per month* and applying online is easy — it only takes a couple of minutes. 

 

 

 

Get coverage for all your belongings

 

A standard renters policy is adequate for most renters, but many options are available if additional protection is needed for items such as jewelry, belongings stored at other locations, and other specific needs.

 

*This is an average price, based on customers who purchased Renters Insurance policies between September 2012 and March 2013. Costs are not guaranteed and may vary.

 

Siri Insurance, LLC. (Los Angeles, CA) is a licensed insurance agency representing and compensated by the insurer based on the amount of insurance sold.